Healthcare Insurance Plans & Policies

Health is the most precious thing one can own and having a healthy life prioritizes over anything else in this world. One can never foretell when and how a medical emergency can arise and it is a smart decision to invest in a health insurance so that we can bear the expenses which comes with a medical ailment.  However, choosing a medical insurance plan in India   is not  easy task, as there are many options available in the market. Let us explore some of the features we should look out for before  choosing  the perfect medical insurance plan in India. Cashless or reimbursement:  One of the primary things to decide is whether you want a cashless claim settlement or reimbursement of the money spent. Different people might find different ways suitable for them and there should  be  clarity from the beginning to avoid  mix-up  in the last moment. Fast and  easy  settlement:  The number one scale of measuring ...

Travel insurance has moved from being an afterthought to a necessity in today’s time. Travelling  whether planned or unplanned,  comes with a lot of hidden setbacks. Being prepared is the only way we can ensure handling  all odd situations.  There are various travel insurances in the market, however choosing the right one is an overwhelming task. Let us  check &  compare some different types of  travel  insurance which are available for us. Domestic travel insurance:   Domestic travel insurance is meant for people travelling within the country. It provides coverage for medical emergencies, permanent disability and death, checked-in lost and damaged luggage, travel delay, etc. International travel insurance:  International travel insurance offers  coverage for full trip as well as health protection to some extent. There are region specific plans with array of facilities under different coverage amount. Family travel...

Buying a health insurance plan is an important step for everyone as medical aid is still very expensive in our country. One can never foresee when an illness strikes or there is some misfortune and the most we can do is stay prepared in advance. Health insurance surely cannot prevent health from breaking down, but it can help one to be assured that they don’t have to stress out about the medical expenses. Let us look at some pointers while choosing a health insurance plan for senior citizen . Specialized plan:   While applying for a health insurance plan for elderly people, it is mandatory to check whether the plan covers senior citizens in it. It is a no-brainer that you should choose a specialized plan for your elderly loved ones. Distance from enlisted hospitals:  Chances are that when an emergency strikes, you will not want to drive all the way to the other corner of your city to go to your enlisted hospital. Delay of ...

Contemporary times call for the best in everything. On that context, while browsing through the best in everything, we should consider the same while going through health insurance policies and company in India. The market is filled with so many insurance companies that browsing through some factors and comparing them might come to aid.  Comparing health insurance before buying is very important because this not only gives a chance to find the best from the rest but also gives a clearer view of the plan and its company for the future. Time and again, we have seen so many insurance companies claiming to be the best, but there are very few companies that truly stand to its name. Religare Health Insurance Company rightly proves itself in this regard. To know the accurate best out of the rest, the factors to be considered are as follows- 1.       Settlement of Claim-   The claim settlement time and ratio should be balanced. Thi...

Due to change in times and environment, health issues are found everywhere around us. So, getting insured health wise is very important in contemporary times. Choosing the right plan with the right company is equally important for better security and benefits in future. India has a huge market of insurance companies spread across the nation  as well as  abroad. Out of these, Religare Health Insurance Company provides its customers  great health protection  benefits  in well-defined manners .  There are several factors to look for while choosing the right health insurance plan that suits an individual effectively. Efficient health insurance plans should have the following things- 1.      Early start-  The sooner a person gets an insurance policy, the more benefits he/she is entitled to in future. Premium remains at lower side at early ages. 2.        Assured Figure-  It is the am...

Health is something that one values over anything else. One holds on to many things dearly, health is one of the most cherished things one owns. Maybe that is the reason people get health insurance before insuring their car or house, as health is always exclusively prime. However, choosing a health insurance company from a huge range of companies is an overwhelming task. Let us compare some of the top health insurance companies in India . ·          Religare :  Religare Health Insurance is a specialized Health Insurer offering health insurance products to individual, couples, families, employees of corporates, students etc with a network of nearly 5000 hospitals nationwide. Religare has a range of different health insurance plans along with add-on benefits and offers overseas travel health insurance and maternity coverage as well. ·         ...

The  Best Health Insurance Plans in India  ensure that one can get complete financial protection for any extensive medical treatment in case of any illness. It is a contract between insurance company and individual who expects cash reimbursement while availing medical treatment. However, the insurance company has to pay for one’s treatment if the policy covers the medical condition for which treatment is being availed. The premiums payable towards any insurance policy have tax advantage and one can have tax exemption on amount up to INR 55000. As per section 80D of Income Tax Act, an adult (aged between 18 & 60 years) can have tax benefit on a premium up to INR 25000 for self and premium up to INR 30000 for his/her dependent senior citizen parents (aged 60 years & above). As India ranks low on human life index, it is important for everyone to buy a health plan that suits their requirements.             ...