Skip to main content

Medical Insurance Plans In India - Health Comes First, Before Anything!


Health is the most precious thing one can own and having a healthy life prioritizes over anything else in this world. One can never foretell when and how a medical emergency can arise and it is a smart decision to invest in a health insurance so that we can bear the expenses which comes with a medical ailment.  However, choosing a medical insurance plan in India is not easy task, as there are many options available in the market. Let us explore some of the features we should look out for before choosing the perfect medical insurance plan in India.

Cashless or reimbursement: One of the primary things to decide is whether you want a cashless claim settlement or reimbursement of the money spent. Different people might find different ways suitable for them and there should be clarity from the beginning to avoid mix-up in the last moment.

Fast and easy settlement: The number one scale of measuring how good an insurance company is by the way the settlement takes place. One should look out for reputation of insurance providers in this matter. If the settlement is fast and hassle-free, it makes the entire process a whole lot easier. None should have to deal with additional stress about a delayed claim on top of a medical emergency. 

Hospitals listed: Another important thing to keep in mind is that the hospitals listed in your insurance plan are close to residence. In case some medical emergency arises, one can expect cashless treatment in nearby hospitals.   

Flexibility: The flexibility of the medical insurance is choosing plan based on necessity, as families are dynamic and is subject to change and insurances should be able to adapt to the changing needs of a family. If a family is planning to have a baby, they might think of an additional maternity plan. One can also go for Senior Citizen plan based on presence of aged people in family.

Add-on Benefits: One must ensure if any add-on benefits are available along with regular features in a medical insurance plan. Paying little extra premium, some additional coverage and facilities could be very beneficial in time of need.

There are many medical insurance plans in India, but not every plan suits everyone’s needs.  Religare Health Insurance has an array of different plans to choose from, tailor made for different people with different needs. Religare commits to make the medical recovery of a patient as a stress-free affair and assures the smoothest and fastest claim settlements.  

Comments

Popular posts from this blog

Tips To Choose Your Health Insurance Plan Wisely

Protecting against the uncertainty is important to meet the unexpected complications that life brings frequently. This also holds true for your health, as a medical emergency can arise anytime, with little or no warning signs. That is why, it is important to insure against any medical emergency by availing various plans offered by top health insurance companies in India. But how do you know which one is best for you? Let’s look at some useful tips for selecting the most suitable health insurance plans and companies. 1.      Don’t Wait Too Much:  Health insurance should not be delayed till you acquire an illness which cannot get covered under the plan. Then obviously you won’t get maximum benefit out of the health insurance plan. Identify your needs and finalise the policy accordingly. Most  health insurance policies in India  primarily cover hospitalization costs. Other features that may or may not be included are out-patient costs which incl...

Prioritizing Health Over Anything Else

Health is something that one values over anything else. One holds on to many things dearly, health is one of the most cherished things one owns. Maybe that is the reason people get health insurance before insuring their car or house, as health is always exclusively prime. However, choosing a health insurance company from a huge range of companies is an overwhelming task. Let us compare some of the top health insurance companies in India . ·          Religare :  Religare Health Insurance is a specialized Health Insurer offering health insurance products to individual, couples, families, employees of corporates, students etc with a network of nearly 5000 hospitals nationwide. Religare has a range of different health insurance plans along with add-on benefits and offers overseas travel health insurance and maternity coverage as well. ·         ...

Overseas Medical Insurance - Let Foreign Lands Sweep You Off Your Feet!

Travelling to a foreign land sets off the woes and worries within us and fills us with zeal and happiness. But travelling overseas has a drive of its own. The feeling itself is so different and filled with enthusiasm that one starts making agendas and sets himself off for the required things while travelling overseas. While doing constant research about a new land, one tries to leave no page unturned due to the constant wondering and confusion while discovering vital information about the new place. While noting things related to international travel what one tends to forget is overseas medical insurance . But its importance is quite not realized till one gets the chance to experience it.  Overseas travel comes with lots of unpredictability. Not everything is found over internet about a place. There are things that one finds out upon reaching that particular place. And at times these things have the capacity to change one’ life in a bad way. Startin...