Buying a
health insurance plan is an important step for everyone as medical aid is
still very expensive in our country. One can never foresee when an illness
strikes or there is some misfortune and the most we can do is stay
prepared in advance. Health insurance surely cannot prevent health from
breaking down, but it can help one to be assured that they don’t have
to stress out about the medical expenses. Let us look at some pointers
while choosing a health insurance plan for senior citizen.
Specialized
plan: While
applying for a health insurance plan for elderly people, it is mandatory to
check whether the plan covers senior citizens in it. It is a no-brainer that
you should choose a specialized plan for your elderly loved ones.
Distance
from enlisted hospitals: Chances are that when an emergency strikes, you will not want to
drive all the way to the other corner of your city to go to your enlisted hospital.
Delay of medical attention is a risk one should avoid at all cost and should
hence opt for a hospital which is nearby and also has a nice team of
doctors along with good enough medical facilities.
Easy Claim: Since the elderly patients need to be in and
out more often, an easy claim settlement with not much hassle is appreciated
among the patients. No one wants to deal with illness accompanied by an
additional dose of unprecedented annoyance of claim process.
Pre-existing
health Issues: It is
important to clarify whether the health insurance for senior citizens cover any
pre-existing health issues and waiting period for the same. In such cases,
regular check-ups are the part of the deal and help to get your loved ones the
care they deserve.
Add-on
benefits: Being a
specialized plan, you must expect some additional benefits in senior citizen
health insurance plan. Try to find out what extra facilities and convenience
you can get to provide better care to elderly persons who are prone to get
affected from lifestyle diseases.
Health
insurance of the elderly people of the house is essential as it gives them the
confidence to lead a secure and healthy life and prevents them from
any lurking illness, thanks to the regular health check-ups. Religare
Health Insurance takes good care of your loved ones with smooth claim
settlement and minimum aggravations and stress.
Comments
Post a Comment