Healthcare Insurance Plans & Policies

Travelling is something which can trigger all the anxieties which we manage to keep latent all though the year. No questioning the fact that it can show you the lovely sights that this world contains and take you to lands you only dreamt off. But there is no escaping the fact that travelling, with all its excitement, brings with it the dark cloud of anxiety and countless worries about missed flights, lost luggage and many more. This is where travel insurance comes as our saving grace and helps us come back back with nothing but good memories. There are various travel insurance plans which are available nowadays in abundance. Let us go through some pointers which will help you choose the best travel insurance plans in India. Flight ticket coverage:  In case of the unfortunate event of cancellation of your trip, most travel insurances cover the partial or the full amount of the expenses. This way, in case an emergency arises, one need not lose sleep over the amount lost over the f

Human life is the most fragile things in our existence. We might keep collecting accomplishments and material assets throughout our life but with the uncertainty of life, there is no guarantee about how and when a particular health issue may strike. To be ready for such occurrences, one should have a health insurance ready so that any medical problems don’t bear a hole into your pocket. There are many health insurance plans to choose from. Let us go through some pointers which will help us choose the right insurance ·           Flexibility:  Flexibility is crucial for any health insurance, as the life of a person is dynamic and can change at any time. Having the flexibility to change the plan as per the increasing or decreasing number of family members is vital. ·           Smooth claim settlement:  Claim settlement is a crucial step and cannot be overlooked in the process of health insurance. A smooth and non-erroneous claim settlement prevents a patient or the close ones

In modern times, a lot and lot of students are going abroad every year. Abroad education has always been appealing to the mass of students. Be it the United States or the United Kingdom, a huge mass of students is seen to be leaving India and moving to the West for a better and brighter future.  But while moving abroad, the people  they leave behind them are always worried about their secure and safe future. To insure that, the insurance that comes to aid is student travel insurance.  Also, it is mandatory to have Student Travel Insurance while taking admission in most of foreign universities.  There are many  benefits of getting a student travel insurance and some of them are as follows- 1.        Accidental Emergency - If there is any accidental emergency  or any other medical issues  while a student is staying abroad, student travel insurance comes to aid and assistance in this matter. 2.        Loss of passport - Loss of passport can be a big headache and a source of w

Life is full of insecurities. There is no prediction in life. So in that way,  it is wiser to think  about the old ones in our home. They are the ones who did everything for us and it will be really good if we can do something for them in return. Just thinking about their  secure life  in future, it will be really good if the best health insurance policy for senior citizens is given as a gift to them. This way we can make them feel cared and loved all the time. But there are many factors to look into while getting the best health insurance policy for senior citizens ; some of them are as follows- 1.        Entry Age - The lower limit of entry age should be of no bar or as much as 80. Health insurance companies, who’s lower limit is less is likely to create problem. Thus, while getting health insurance policies for parents, the entry age limit should be checked properly to avoid inconveniences. 2.        Insured Sum - While age advances, the health risks increases at the same

One can never surely know when and where a medical emergency can arise. Trouble never comes with prior notice. An unexpected medical emergency can impact one’s financial condition in a major way. And it is obvious that people don’t generally carry such a huge amount of money around at all times. Hence, in an attempt to be prepared for such cases, people opt for cashless mediclaim policies, which can save us from a lot of stress and financial hassles. There are many cashless mediclaim policies which are now available in the market. Let us go through some factors we should keep in mind while searching for the perfect cashless mediclaim policy to suit your requirement. ·          Cashless vs. reimbursed:  Cashless mediclaim policy can help one focus on the real things like the illness rather than worrying  about money   matter. And most people might not want to go through the hassle of paying a huge amount for the treatment and then apply for reimbursements with all the bills intac