Healthcare Insurance Plans & Policies

Health is something that one values over anything else. One holds on to many things dearly, health is one of the most cherished things one owns. Maybe that is the reason people get health insurance before insuring their car or house, as health is always exclusively prime. However, choosing a health insurance company from a huge range of companies is an overwhelming task. Let us compare some of the top health insurance companies in India . ·          Religare :  Religare Health Insurance is a specialized Health Insurer offering health insurance products to individual, couples, families, employees of corporates, students etc with a network of nearly 5000 hospitals nationwide. Religare has a range of different health insurance plans along with add-on benefits and offers overseas travel health insurance and maternity coverage as well. ·          Apollo Munich:   Apollo Munich is an accredited health insurance company which makes healthcare easy and accessible for every individua

The  Best Health Insurance Plans in India  ensure that one can get complete financial protection for any extensive medical treatment in case of any illness. It is a contract between insurance company and individual who expects cash reimbursement while availing medical treatment. However, the insurance company has to pay for one’s treatment if the policy covers the medical condition for which treatment is being availed. The premiums payable towards any insurance policy have tax advantage and one can have tax exemption on amount up to INR 55000. As per section 80D of Income Tax Act, an adult (aged between 18 & 60 years) can have tax benefit on a premium up to INR 25000 for self and premium up to INR 30000 for his/her dependent senior citizen parents (aged 60 years & above). As India ranks low on human life index, it is important for everyone to buy a health plan that suits their requirements.                                                 When one is opting for any Healt

Protecting against the uncertainty is important to meet the unexpected complications that life brings frequently. This also holds true for your health, as a medical emergency can arise anytime, with little or no warning signs. That is why, it is important to insure against any medical emergency by availing various plans offered by top health insurance companies in India. But how do you know which one is best for you? Let’s look at some useful tips for selecting the most suitable health insurance plans and companies. 1.      Don’t Wait Too Much:  Health insurance should not be delayed till you acquire an illness which cannot get covered under the plan. Then obviously you won’t get maximum benefit out of the health insurance plan. Identify your needs and finalise the policy accordingly. Most  health insurance policies in India  primarily cover hospitalization costs. Other features that may or may not be included are out-patient costs which include medicine costs, doctor visits