The fast-paced world, junk food every day, pollution taking deeper roots over the country, unfavorable incidents, road disasters, contagious illnesses, heart attacks and diabetes in early age, and many more circumstances may occur in any medical crisis. Rising medical increase can wipe off your life's savings. Since, a medical emergency comes without any earlier warning to anyone irrespective of a period, gender, and place, it is better to have a family health insurance. Take care of your beloved ones, be it your spouse, parents, and kids and cover their medical cost with the aid of a family health insurance. Here are some of its eligible criteria:
Entry Age For The Policyholder
In family health insurance, the aged person becomes the policyholder. The admission age is from 18 to 65 years, while some insurance firm may allow it up to the time of 70 years and up.
Entry Age for Family Members
The minimum entry age for adults is 18 years, and the highest is 65 years, while some insurance firm may grant it up to the age of 70 years and up. The minimum age of dependent children is from 90 days to 25 years, which vary from company to company.
Medical Tests
Few insurance companies require medical tests to be done in their chosen centers. While few insurers give family health insurance policy up to some age 45 years without any tests. In some instances, insurers may do preventive check-up as mandatory.
Eligibility for Renewal
Almost all the insurance firms offer lifetime renewal. You require to renew your family health insurance plan every year to continue in force and renew before it terminates. After the due time of renewal, the insurance company provides a grace period of 30 days. If you desire to keep the policy in power, you must renew prior to the grace period expires or else the plan ends.
Medical costs acquired due to the treatment of any disease, operation, hospitalization, etc. are incorporated under a family health insurance plan by Religare. The company can compensate the cost by submitting the required records or by using the cashless service given by the company. Family health insurance is a type of health insurance plan which includes all the members against different diseases and sicknesses. Family health insurance includes your family with the economic premium depending on the age of the family members.
Entry Age For The Policyholder
In family health insurance, the aged person becomes the policyholder. The admission age is from 18 to 65 years, while some insurance firm may allow it up to the time of 70 years and up.
Entry Age for Family Members
The minimum entry age for adults is 18 years, and the highest is 65 years, while some insurance firm may grant it up to the age of 70 years and up. The minimum age of dependent children is from 90 days to 25 years, which vary from company to company.
Medical Tests
Few insurance companies require medical tests to be done in their chosen centers. While few insurers give family health insurance policy up to some age 45 years without any tests. In some instances, insurers may do preventive check-up as mandatory.
Eligibility for Renewal
Almost all the insurance firms offer lifetime renewal. You require to renew your family health insurance plan every year to continue in force and renew before it terminates. After the due time of renewal, the insurance company provides a grace period of 30 days. If you desire to keep the policy in power, you must renew prior to the grace period expires or else the plan ends.
Medical costs acquired due to the treatment of any disease, operation, hospitalization, etc. are incorporated under a family health insurance plan by Religare. The company can compensate the cost by submitting the required records or by using the cashless service given by the company. Family health insurance is a type of health insurance plan which includes all the members against different diseases and sicknesses. Family health insurance includes your family with the economic premium depending on the age of the family members.
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