Student Travel Insurance - Make Traveling A Joyride

Traveling is a joyride and teach one many important lessons of life. It teaches one to appreciate the different cultures, their differences, gain a more wide perspective about life, and evolve as a resilient and humble individual. So it is encouraged that people start travelling as early as possible and start developing themselves in a worldly way from earlier on in life. Many students travel now to foreign lands in order to get better education and it is remarkable how a huge number of students fly out every year to explore, learn and come back wiser. However, it is important to have a reliable health insurance at place so that the hopeful hearts can deal with any negative situation sufficiently which can arise in the most inconvenient time. Let us explore the different cost brackets which are covered in a student travel insurance plan

1.    Medical Expenses: Health insurance should typically provide for expenses if a student falls ill, hence, it is important to ensure one has a health insurance in place before moving out. The cost incurred for prescribed treatment or medical aid, suggested diagnostic tests, and dental treatment should also form key components.

2.    Cost of Transportation: Cost of transportation to hospital or the nearest physician, cost of medical care during transportation and the cost of transporting the student to India for prescribed treatment should be covered. It is an important area of coverage as being thousands of miles away while being sick is not favorable situation.

3.    Personal Accident: One can never predict when an accident might arise. A credible health insurance plan compensate on account of personal accidents, specific to the loss or disability of the function of a limb or organ.

4.    Study Interruption: Financial loss on the discontinuance of studies due to hospitalization for more than a month or due to death in the family is covered by an ideal health plan. In such cases, the remaining part of the tuition fees of the current semester should also be reimbursed.

5.    Compassionate Visit: Insurance should provide for the cost of tickets and accommodation expense during a relative's trip from India to visit a hospitalized student and vice-versa, i.e., the student's visit to India to meet ailing parents. Such trips are unavoidable and hence it is appreciated when insurance covers it.

6.    Repatriation of Remains: Morbid as it may sound, one should be prepared for all calamities which may arise, including death.  In case of death, insurance should cover the cost of transportation of remains or amount to ensure local burial or cremation in the foreign country.

There are many reasons why travel insurance for student is a prerequisite, in order to feel more secured. There are many companies which provide beneficial facilities for young students travelling abroad, however, one cannot trust just any random insurance provider and need to be a bit careful in choosing the right option. Religare is one of the most trustworthy names in the insurance system and has a variety of different packages to choose from. Religare has the most reasonable premium along with a smooth claim settlement option which makes it easy for one to get the job done.